Calculate Savings

Assumptions Used in This Calculator

This calculator operates based on the following assumptions:

• Interest is compounded monthly.

• Repayments are made on a monthly basis.

• The Loan-to-Value Ratio (LVR) is determined by dividing the loan amount by the property's value, expressed as a percentage.

• Your LVR, loan purpose, and repayment method influence the applicable interest rate.

• The property's value is assumed to be the sum of the loan amount plus the deposit.

• The calculations assume interest rates remain unchanged throughout the loan term.

• If a fixed interest rate is chosen for 1 to 5 years, it will apply for that period, after which the loan will revert to a variable rate.

• This tool does not assess your ability to meet repayment obligations.

• The calculations do not include fees, charges, or any other costs that may be associated with your loan.

Next Steps

While this calculator provides an estimate of potential loan repayments, it does not account for individual financial circumstances, eligibility, or lender-specific requirements. Additional costs, such as fees and charges, may apply and should be considered when assessing loan affordability.

If you would like a more detailed and personalized discussion about the loan options available to you, we encourage you to speak with an expert. Click the “Email Summary of Savings” button to connect with one of our experienced property managers, who can provide insights on loan structures, interest rates, repayment plans, and any other relevant factors affecting your loan.